# donegan: Your Trusted Partner for Insurance

> Donegan Insurance in Seguin, TX — providing home, auto, commercial, and employee benefits insurance solutions since 1911\. Get a quote today\.

Generated by Yoast SEO v28.1, this is an llms.txt file, meant for consumption by LLMs.

## Pages
- [Home](https://donegan.com/)
- [Employee Benefits](https://donegan.com/employee-benefits/)
- [Donegan App](https://donegan.com/donegan-app/)
- [Join the Team](https://donegan.com/about-our-agency/join-our-team/)
- [Auto Insurance](https://donegan.com/personal-insurance/auto-insurance/)

## Posts
- [Replacement Cost vs\. Actual Cash Value on Your Roof — The New Federal Mortgage Rule](https://donegan.com/blog/rcv-vs-acv-roof-coverage-fannie-mae-freddie-mac-2026/)
- [Why Nearly Half of Texas Home Insurance Claims Pay $0](https://donegan.com/blog/texas-home-insurance-claims-pay-zero-percentage-deductibles/)
- [Gov\. Abbott's $400M Roof Fortification Plan — What Texas Homeowners Need to Know](https://donegan.com/blog/abbott-400m-roof-fortification-plan-texas-homeowners/)
- [2026 FMCSA Rule Changes: What Every Texas Carrier Needs to Know](https://donegan.com/blog/fmcsa-rule-changes-2026-texas-carrier-guide/)
- [Inflation\-Driven Underinsurance: Is Your Coverage Keeping Up with Replacement Costs?](https://donegan.com/blog/inflation-underinsurance-replacement-cost-gap-2026/)

## Team Members
- [Shanan Wagoner](https://donegan.com/blog/team/shanan-wagoner/)
- [Jacob Pope](https://donegan.com/blog/team/jacob-pope/)
- [JoAnne Longo](https://donegan.com/blog/team/joanne-longo/)
- [Rowan Shoemaker](https://donegan.com/blog/team/rowan-shoemaker/)
- [Josh Bright](https://donegan.com/blog/team/josh-bright/)

## Popups
- [Contractor Insurance](https://donegan.com/?post_type=popup&p=1020)
- [Trucking Insurance](https://donegan.com/?post_type=popup&p=1017)
- [Hotel Insurance](https://donegan.com/?post_type=popup&p=1000)

## Popup Themes
- [Enterprise Blue](https://donegan.com/?post_type=popup_theme&p=993)
- [Default Theme](https://donegan.com/?post_type=popup_theme&p=991)
- [Light Box](https://donegan.com/?post_type=popup_theme&p=992)
- [Hello Box](https://donegan.com/?post_type=popup_theme&p=994)
- [Cutting Edge](https://donegan.com/?post_type=popup_theme&p=995)

## Categories
- [Business Insurance](https://donegan.com/blog/category/business-insurance/)
- [Risk Management](https://donegan.com/blog/category/risk-management/)
- [Homeowners Insurance](https://donegan.com/blog/category/homeowners-insurance/)
- [Trucking \& Transportation](https://donegan.com/blog/category/trucking-transportation/)
- [Food \& Beverage Insurance](https://donegan.com/blog/category/food-beverage-insurance/)

## Tags
- [Hospitality insurance costs](https://donegan.com/blog/tag/hospitality-insurance-costs/)
- [Appraised vs\. Rebuild Value in Hotel Insurance](https://donegan.com/blog/tag/appraised-vs-rebuild-value-in-hotel-insurance/)
- [trucking insurance rates](https://donegan.com/blog/tag/trucking-insurance-rates/)
- [insurance cost](https://donegan.com/blog/tag/insurance-cost/)
- [insurance carrier](https://donegan.com/blog/tag/insurance-carrier/)

## Optional
- [Sitemap index](https://donegan.com/sitemap_index.xml)