# donegan: Your Trusted Partner for Insurance

> Donegan Insurance in Seguin, TX — providing home, auto, commercial, and employee benefits insurance solutions since 1911\. Get a quote today\.

Generated by Yoast SEO v28.2, this is an llms.txt file, meant for consumption by LLMs.

## Pages
- [Commercial Insurance Quote Request](https://donegan.com/commercial-quote-request/)
- [Personal Quote](https://donegan.com/personal-quote/)
- [Insurance Consultation](https://donegan.com/insurance-quote/)
- [Employee Benefits](https://donegan.com/employee-benefits/)
- [Renters Insurance](https://donegan.com/personal-insurance/renters-insurance/)

## Posts
- [English Proficiency Out\-of\-Service Orders: What's Law, What's Guidance, and What's Still Only Proposed](https://donegan.com/blog/fmcsa-english-proficiency-out-of-service-2026/): FMCSA's April 16, 2026 policy, the appropriations directive signed February 3, 2026, and a proposed rule still at OMB are three different things\. Here is what applies to your drivers today\.
- [Hotel Liability Towers Are Being Rebuilt, and Abuse Exclusions Are the Price](https://donegan.com/blog/hotel-liability-towers-abuse-exclusions-2026/): Hotel property rates are falling while liability programs are rebuilt into smaller towers with sexual abuse and molestation exclusions attached\. What Texas hotel owners should verify before renewal\.
- [A $604 Million Verdict Against a Freight Broker Changes the Insurance Math for Small Fleets](https://donegan.com/blog/604-million-broker-verdict-small-fleet-insurance/): A Dallas County jury returned a $604 million verdict against C\.H\. Robinson, a 50\-truck carrier, and the driver\. Here is what the record says about SMS scores, and what a small Texas fleet should fix before its next renewal\.
- [Replacement Cost vs\. Actual Cash Value on Your Roof — The New Federal Mortgage Rule](https://donegan.com/blog/rcv-vs-acv-roof-coverage-fannie-mae-freddie-mac-2026/)
- [Why Nearly Half of Texas Home Insurance Claims Pay $0](https://donegan.com/blog/texas-home-insurance-claims-pay-zero-percentage-deductibles/)

## Team Members
- [Jacob Pope](https://donegan.com/blog/team/jacob-pope/)
- [JoAnne Longo](https://donegan.com/blog/team/joanne-longo/)
- [Rowan Shoemaker](https://donegan.com/blog/team/rowan-shoemaker/)
- [Josh Bright](https://donegan.com/blog/team/josh-bright/)
- [Sabrina Raley](https://donegan.com/blog/team/sabrina-raley/)

## Popups
- [Contractor Insurance](https://donegan.com/?post_type=popup&p=1020)
- [Trucking Insurance](https://donegan.com/?post_type=popup&p=1017)
- [Hotel Insurance](https://donegan.com/?post_type=popup&p=1000)

## Popup Themes
- [Enterprise Blue](https://donegan.com/?post_type=popup_theme&p=993)
- [Default Theme](https://donegan.com/?post_type=popup_theme&p=991)
- [Light Box](https://donegan.com/?post_type=popup_theme&p=992)
- [Hello Box](https://donegan.com/?post_type=popup_theme&p=994)
- [Cutting Edge](https://donegan.com/?post_type=popup_theme&p=995)

## Categories
- [Business Insurance](https://donegan.com/blog/category/business-insurance/)
- [Risk Management](https://donegan.com/blog/category/risk-management/)
- [Trucking \& Transportation](https://donegan.com/blog/category/trucking-transportation/)
- [Homeowners Insurance](https://donegan.com/blog/category/homeowners-insurance/)
- [Food \& Beverage Insurance](https://donegan.com/blog/category/food-beverage-insurance/)

## Tags
- [Hospitality insurance costs](https://donegan.com/blog/tag/hospitality-insurance-costs/)
- [Appraised vs\. Rebuild Value in Hotel Insurance](https://donegan.com/blog/tag/appraised-vs-rebuild-value-in-hotel-insurance/)
- [trucking insurance rates](https://donegan.com/blog/tag/trucking-insurance-rates/)
- [insurance cost](https://donegan.com/blog/tag/insurance-cost/)
- [insurance carrier](https://donegan.com/blog/tag/insurance-carrier/)

## Optional
- [Sitemap index](https://donegan.com/sitemap_index.xml)