Protecting Your Mission So You Can Focus on Serving Others
Non-Profit Ministry Insurance
Your non-profit, church, or ministry exists to help people and make a difference, but running an organization comes with financial, legal, and operational risks. Whether you operate a faith-based ministry, charity, or community outreach program, you need specialized insurance coverage to protect your staff, volunteers, assets, and reputation.
At Donegan Insurance, we provide customized insurance solutions for non-profits and ministries to ensure you stay protected while continuing your important work.
Why Do Non-Profits Need Specialized Insurance?
Even though your organization is mission-driven, it still functions like a business and is exposed to many of the same risks as for-profit entities. Without the right coverage, you could face:
✔ Lawsuits from employees, volunteers, or beneficiaries
✔ Property damage from natural disasters, theft, or vandalism
✔ Liability claims related to community programs or fundraising events
✔ Cybersecurity breaches impacting donor and financial records
✔ Allegations of misconduct or employment-related claims
Having a strong non-profit insurance policy ensures you can continue your work with confidence.
Essential Coverages for Non-Profits & Ministries
1. General Liability & Event Coverage
✔ Third-Party Injury Protection – Covers slip-and-fall accidents or injuries at your facility.
✔ Fundraising & Special Event Coverage – Protects against liability risks at community outreach programs, concerts, or charity events.
✔ Product & Service Liability – If your organization sells goods, distributes food, or provides services, this coverage protects against claims.
2. Property Insurance for Ministries & Non-Profits
✔ Building & Facility Protection – Covers damage from fire, storms, vandalism, or other covered losses.
✔ Equipment, Furniture & Supplies Coverage – Ensures offices, meeting spaces, and community centers are protected.
✔ Flood, Fire, and Disaster Coverage – Optional protection for churches, shelters, and outreach locations.
3. Directors & Officers (D&O) Liability Insurance
✔ Protects Board Members & Leadership – Covers legal costs if board members are sued for mismanagement.
✔ Financial Mismanagement Coverage – Protects against claims related to budgeting, investments, or employment decisions.
✔ Legal Defense for Allegations – Helps with lawsuits regarding discrimination, wrongful termination, or misuse of funds.
4. Workers’ Compensation & Volunteer Insurance
✔ Employee & Staff Protection – Covers medical expenses and lost wages for work-related injuries.
✔ Volunteer Accident Coverage – Protects unpaid helpers during community service activities.
✔ Abuse & Molestation Liability – Essential for organizations that work with children, elderly, or vulnerable populations.
5. Cyber Liability & Data Protection
✔ Donor & Financial Record Security – Protects against hacking, fraud, and cyber threats.
✔ Website & Digital Assets Coverage – Ensures your website, online donations, and social media accounts remain secure.
✔ Liability for Breaches of Confidential Information – Covers costs associated with data leaks involving personal donor information.
Who Needs Non-Profit Ministry Insurance?
Our policies are designed for:
✔ Churches, Ministries & Faith-Based Organizations
✔ Charities, Humanitarian Groups & Community Outreach Programs
✔ Food Pantries, Shelters & Counseling Centers
✔ Schools, Orphanages & Youth Programs
✔ Missions, Fundraising Groups & Non-Governmental Organizations (NGOs)
Why Choose Donegan Insurance for Non-Profit Coverage?
✔ Tailored Coverage – Custom plans for ministries, charities, and faith-based organizations.
✔ Affordable, Flexible Policies – Competitive pricing to fit your non-profit’s budget.
✔ Expert Guidance & Risk Management – Helping non-profits mitigate risks and handle claims effectively.
✔ Quick Certificate of Insurance (COI) Issuance – Proof of coverage for fundraising events, facility rentals, and grants.
✔ 24/7 Claims Support – Fast response times to keep your mission on track.
Get a Free Non-Profit Insurance Quote Today
Your focus is on helping others—let us focus on protecting you. With custom non-profit insurance coverage, you’ll have peace of mind knowing your organization, leadership, and mission are secure.
Let’s build a policy that works for your ministry or non-profit.
Non-Profit Ministry Insurance Quote Request
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