
Habitational property rates are down 5-15% while casualty tightens and exclusions spread. What the class covers, why carriers left it, and how to get placed well.

Habitational property rates are down 5-15% while casualty tightens and exclusions spread. What the class covers, why carriers left it, and how to get placed well.

Texas apartment property rates are falling 5-15% in 2026 while liability keeps rising. Here’s what actually drives your cost per unit and how to lower it.

Texas does not require landlord insurance, but a homeowners policy will not cover a rental. The coverages, the Property Code duties, and the renters insurance clause.
Texas apartment owners saw insurance costs rise more than 75% since 2019. Here is what is driving the surge and what to do at your next renewal.

Well-insured apartment properties attract better tenants, lenders, and investors. Learn how the right insurance strategy supports long-term value and operational confidence in 2026.

Key risks owners must protect against, and how Donegan helps property owners secure comprehensive, cost‑effective coverage.